BLOGS

A LOVED ONE HAS DIED – WHAT MUST BE DONE?

When your family suffers the loss of a loved one, emotions run high and it seems that everyone, or no one, knows what needs to be done with that person’s assets. Did they have a Will? Did they have a Revocable Living Trust? Was their home or their checking account titled jointly with someone? Did they have life insurance or IRA accounts? What should the named Executor or Trustee do no...
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IS THERE A DISCONNECT BETWEEN YOUR WILL OR LIVING TRUST AND YOUR ASSETS?

 Do you have a Will?  Or a Revocable Living Trust?  Does this document say how your assets will be divided among your family members at your death?  Example – “I leave everything to my children in equal shares.”Now think about your assets.  Have you added someone as a joint owner on your bank accounts or real estate for convenience or for some other reason?  Have ...
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OUR DIFFERENT BUCKETS

Consider the various buckets you have – maybe you have a bucket of cleaning supplies, or a bucket (think, basket) of laundry that needs to be washed or folded and put away, or a bucket (think, cup) of pens, pencils, markers, paper clips and other miscellaneous office supplies.[/caption]Now think about figurative buckets in your life - perhaps your outstanding bills and debts that n...
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NEW BABY

So you just had a baby…Congratulations! A new baby, whether it’s your first or fourth, is such an exciting and happy time.You want to cherish every moment – yes, even those sleepless nights and zombie-like days you experience because of a lack of rest! You want to be the best mom or dad and do everything right. You’ve probably been reading parenting magazines (or more like...
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SINGLE? YOU NEED A PLAN!

If you have never been married, or are divorced or widowed, you need to consider the following:What will happen to you if you are in an accident or become ill and cannot make your own health care decisions? Who will be able to pay your bills for you and take care of your insurance, 401k/IRA accounts, cell phone bill, and other financial matters for you if you are ever unable to...
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